NASTAD PrEP Coverage Brief: PrEP Services Covered with No Cost-Sharing

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This fact sheet walks through the coverage and cost-sharing requirements for public and private payers that come with this USPSTF Grade A recommendation. It summarizes federal guidance on implementing Preventive Services provisions of the Affordable Care Act (ACA), including new federal sub-regulatory guidance addressing PrEP services released on July 19, 2021.

Questions addressed include:

  • What plans must cover PrEP without cost sharing?
  • When do these new coverage and cost-sharing requirements for PrEP go into effect?
  • What PrEP services have to be covered without cost sharing?
  • Do individuals have to go to a particular provider to ensure there is no cost sharing?
  • Can plans limit which patients are eligible for PrEP?
  • Are there any billing considerations to ensure a service is categorized as an ACA Preventive Service that has to be covered without cost sharing?
  • What should consumers do if a health plan is not providing PrEP without cost sharing?

Please contact NASTAD’s PrEP team at with questions or request TA on PrEP financing and coverage.